How To Get A Title Loan

Watch this short video to learn How Title Loans Work

HOW TITLE LOANS WORK

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Getting car title loans or motorcycle title loans with TitleMax® is easy! The entire process can be completed in as little as 30 minutes. And the best part is, you get the cash you need while continuing to use your car or motorcycle!

How Our Loans Work

1. Apply Today

Fill out the form at the top of this page to get the title loan process started online.

2. Get Approved

TitleMax® can approve you quickly for a title loan!

3. Get Your Cash

You'll have your cash in as little as 30 minutes!

4. Click & Mortar™

Visit our stores or manage your account online. You'll always have answers to your questions when you need them.

What do I Need to be Approved for a Loan or Pawn with TitleMax?

Depending on the type of loan or pawn you'd like to get and the state from which you plan on getting it, the requirements vary slightly. However, the process of getting a TitleMax loan or pawn remains constant. After you fill out some simple paperwork and you and our highly trained customer service representative decide on the amount of your loan, you take your cash and go along with your day! We know that your vehicle is the ticket to your livelihood, that's why it stays with you. Yes, you get to keep driving your car or motorcycle throughout the entire duration of your TitleMax loan or pawn. When you're a customer of TitleMax, we're working together… as a team. So, bring the required items as listed below to your neighborhood TitleMax location and let us help you by putting cash in your pocket in as little as 30 minutes.

Loan Requirements by State

Alabama

In the state of Alabama, you must be at least 19 years old to be approved for a car title loan or a motorcycle title loan. In order to be approved for an Alabama TitleMax car title loan or motorcycle title loan at any of our numerous Alabama TitleMax locations, your age must be confirmed via a valid government-issued ID, like a driver's license. The only other items you'll need are your vehicle and a clear vehicle title (either for the car or motorcycle against which you wish to take out the loan) that is registered in the same name as is listed on your valid government-issued ID.

Arizona

To be approved for a car title loan or motorcycle title loan in Arizona, you simply need to be 18 years of age and have a valid government-issued ID such as a driver's license. You'll also need a vehicle registered in your name and a lien-free car title for that vehicle. Be sure to bring all of these items into your local Arizona TitleMax store so we can get cash in your pocket in as little as 30 minutes!

Delaware

If you live in Delaware and you're in need of cash fast, TitleMax is here to help. With very little effort, you can get cash in your hand the same day you come in. The only items you need to be approved for a Delaware TitleMax car title loan or motorcycle title loan are your vehicle, a valid government-issued ID verifying you are at least 18 years old, and a clear car or motorcycle title in your name for the vehicle against which you plan on getting a title loan. If you have all of these required items, then come visit us at your neighborhood Delaware TitleMax location today. We can get you the cash you need in about 30 minutes with a TitleMax car title loan or motorcycle title loan.

Georgia

In order to get any pawn in the state of Georgia, you must be 18 years of age. At TitleMax, you'll need to present a valid government-issued ID (like a driver's license) regardless of what type of pawn you'd like to get. If you are interested in a car title pawn or motorcycle title pawn , then you must bring the vehicle, along with a clear (lien-free) title for the vehicle you'd like to pawn. In as little as 30 minutes we could have you approved and get cash in your pocket with a car title pawn or motorcycle title pawn!

Illinois

While TitleMax is no longer offering new loans for our customers in the state of Illinois, we've made it easy to continue to maintain your account and make a payment! View our Illinois title loan repayment options.

Kansas

To be approved for a car title loan or motorcycle title loan in Kansas, you simply need to be 18 years of age and have a valid government-issued ID such as a driver's license. You'll also need a vehicle registered in your name and a lien-free car title for that vehicle. Be sure to bring all of these items in to your local Kansas TitleMax store so we can get cash in your pocket in as little as 30 minutes!

Mississippi

If you're 18 years old and have a valid government-issued ID, then you're halfway to getting approved for a Mississippi title loan with TitleMax. The only other item you'll need is a vehicle with a clear (lien-free) title. Be sure the name on the car or motorcycle title and your valid government-issued ID match before you visit your neighborhood Mississippi TitleMax store to get your car title loan or motorcycle title loan. In as little as 30 minutes you can have cash in your pocket with a title loan from TitleMax.

Missouri

In the state of Missouri, TitleMax makes getting cash with a car title-secured loan or motorcycle title-secured loan as easy as it gets! All you need to bring to your conveniently located Missouri TitleMax location are a valid government-issued ID showing you are at least 18 years of age and your vehicle, along with its clear (lien-free) vehicle title. Make sure the vehicle title is registered in the same name as the name listed on your valid government-issued ID to ensure we can get you in and out with cash in hand in as little as 30 minutes!

Nevada

If you're in Nevada and interested in getting cash fast from one of our many convenient Nevada TitleMax stores, you can have cash in your pocket with a TitleMax car title loan in as little as 30 minutes. All you need to bring is your vehicle, along with its lien-free car title, a valid government issued-ID and proof of income.

New Mexico

A New Mexico TitleMax car title loan or motorcycle title loan can get you the money you need quickly and easily. How does cash in your pocket in as little as 30 minutes sound? Good? We think so, too! The only items you need to be approved for a New Mexico TitleMax car title loan or motorcycle title loan are a valid government-issued ID verifying you are at least 18 years old, and your vehicle along with a clear title in your name for the vehicle against which you plan on getting a title loan. If you have all of the requirements, then all that's left to do is visit one of the many New Mexico TitleMax stores with those items and you could get the cash you need with a TitleMax car title loan or motorcycle title loan in as little as 30 minutes.

South Carolina

Getting approved for a title secured loan using your car or motorcycle in one of our numerous South Carolina TitleMax stores is a simple process! You only need to bring a couple of items along with your car or motorcycle when you come in to get your fast and simple TitleMax title secured loan using your car or motorcycle title. Since you must be 18 years of age in order to take out a loan of any sort in the state of South Carolina, the first required item is a valid government-issued ID to confirm you're of legal age. The second item is a clear (lien-free) car or motorcycle title in the same name listed on your ID. So pick your closest South Carolina TitleMax location, bring your vehicle, along with the required items, and in as little as 30 minutes, we could have cash in your pocket and put a smile on your face.

SC Notice of Consumer Rights and Responsibilities

Tennessee

With so many Tennessee TitleMax stores, there's nothing stopping you from getting the cash you need, when you need it. This is especially true since TitleMax only requires a few very simple items in order for you to be approved for either car title loans or motorcycle title loans in the state of Tennessee. Regardless of the loan type in which you're interested in, the first item you'll need to bring with you is the vehicle you would like to use for the loan. The second required item is a clear vehicle title, registered in your name, of the car or motorcycle that you plan to use to get your TN title loan. The last item is your valid government-issued ID, such as a driver's license. This will be used as confirmation that you are of at least 18 years of age, the legally required age to take out any loan in the state of Tennessee. Simply bring these items to one of our conveniently located Tennessee TitleMax locations, and let us put the money you need in your pocket in as little as 30 minutes.

Texas

In the state of Texas, you must be at least 18 years old to get TitleMax credit services for car title loans or motorcycle title loans. In order to verify this requirement when you come in to one of our many Texas TitleMax locations, you must present a valid government-issued ID, like a driver's license. In addition to your vehicle, the only other items you need in order to be approved for car or motorcycle title loans, is a clear, lien-free vehicle title, and in some locations you will be required to provide proof of income. When you bring those items in to one of our conveniently located TitleMax Texas stores, it typically takes us as little as 30 minutes to get you the money you need.

Utah

TitleMax of Utah makes the process for title loans simple, so you can get the cash you need quickly and easily. Stop by your closest UT TitleMax store and bring the following items with you: a valid government-issued ID, your vehicle, and your vehicle's clear (lien-free) title. Be sure the car or motorcycle title you bring in is registered in the same name that is listed on your valid government-issued ID. We'll have you in and out with money in hand in as little as 30 minutes.

Virginia

While TitleMax is no longer offering new loans for our customers in the state of Virginia, we've made it easy to continue to maintain your account and make a payment! View our Virginia title loan repayment options.

Wisconsin

TitleMax is happy to offer residents of "The Badger State" car title secured loans and motorcycle title secured loans at competitive rates. We can get you the money you need, regardless of your credit history since any credit is accepted. TitleMax car title secured loans or motorcycle title secured loans are the perfect solution if you need extra cash quickly, because we can have you through the entire process with money in your hand in as little as 30 minutes. You can then drive off in your own vehicle with your money! That's right… you get to keep driving your vehicle through the entire title secured loan. And our friendly staff is here to help make sure you get your title back in no time at all. Visit your closest Wisconsin TitleMax today!

¹ Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Refinancing is not available for Mississippi or Tennessee Pledge products. Minimum loan amount for title-secured loans in South Carolina is $601.

Must be at least 18 years of age (19 in Alabama). Account approval requires satisfaction of all eligibility requirements, including a credit inquiry and motor vehicle appraisal. Must present valid government issued ID. Certain other eligibility requirements and terms & conditions apply. Loan/LOC/Pawn amounts vary by states and product. LOC customers are subject to a periodic collateral review to maintain credit limit. Proof of income documentation and ability to repay analysis is required in Missouri, Nevada, some Texas locations, and Utah.

² Personal Unsecured Loans/LOCs: Unsecured loan amounts and products not available in all stores/states. In-Store: Account approval requires satisfaction of all eligibility requirements, including a credit inquiry. Bring in active bank account details (dated within the last 60 days), and a valid government-issued ID to apply. If your bank account statement does not show recurring income deposits, you will need to also bring in proof of income, like a paystub, from within the last 60 days. In AZ, a valid AZ motor vehicle registration in your name is also required. Min $601 in SC. For new personal/unsecured loan customers without SSN or ITIN, max loan amount is $300. Online: If you do not have an SSN or ITIN, please visit us in store to apply. Additional items required for eligibility, including: a valid and active email address and telephone number, and a valid SSN. You must also reside in a state in which we do business (currently AZ, DE, KS, MO, MS, SC, TN, TX, UT or WI). Min $610 in SC. Certain other terms and conditions may apply.

– California, Illinois and Virginia Residents: TitleMax® no longer originates new loans in CA, IL or VA, but continues to service existing loans.

– Please see our California Resident Notice at Collection and Privacy Policy: Submit a Verified Consumer Request to understand what information we collect, disclose, or sell, to request that we delete your information, and/or opt out of selling by clicking .

– In Georgia, TitleMax offers Title Pawns.

– New Mexico Consumers: please see important New Mexico Consumer Information and Disclosures.

– In Nevada, title loans should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any title loan transaction. Ability to repay analysis with income documentation required.

– In Tennessee, TitleMax offers title pledges, and secured and unsecured Lines of Credit ("LOC"). Only one LOC account allowed per customer, inclusive of other lenders. LOC customers are subject to a periodic income (and collateral, if applicable) review/validation.

– TitleMax of Texas, Inc. and TitleMax Online of Texas, Inc., d/b/a TitleMax acts as Credit Services Organizations to assist customers in obtaining a loan through an unaffiliated third-party lender. Please see store associate for details. Please see Texas Schedule of All Fees. TitleMax does not offer pawn loans or pawn transactions in Texas.

– TitleMax®, TitleBucks®, and InstaLoan®, are not considered competitors. Please see a store associate for details.